Note: the following rates apply only to MasterCard and VISA. We apply separately to American Express and Diners Club/Carte Blanche. These applications are included -- there are No additional setup/application fees.

TMS' Program
 Discount Rate$ Per Transaction
Retail1.75%$0.25
MO/TO, Internet2.40%$0.35
Monthly Statement Fee$10

TMS' "Special Risk" Program
 Discount Rate$ Per Transaction
Retail2.05%$0.25
MO/TO, Internet3.10%$0.35
Monthly Statement Fee$10
Special Risk Monthly Fee$10

SAMPLE OF "SPECIAL RISK" CATEGORIES COVERED BY TMS' PROGRAM
If you wish to clarify the exact "risk status" of your business, simply complete our online Express Application and a TMS Rep will contact you directly to clarify your situation.

  • Owners of companies with negative personal credit history
  • Bail Bond Services
  • Cellular Telephone Companies
  • Companion/Escort Services
  • Dating Services
  • Health Clubs/Spas - billing longer than monthly, but no longer than
  • semi-annual)
  • "How To" Publications
  • Internet Auction Houses
  • Limousine/Taxi Services - Independents
  • Long Distance Providers
  • Pre-Paid Telephone Cards
  • Massage Parlors (only if proof of therapist registration)
  • Mall Kiosks - (seasonal/independent)
  • Membership Businesses (billing longer than monthly, but no longer than
  • semi-annual)
  • One Time Events of Any Kind
  • Prepaid Services
  • Ticket Brokers
  • Used Automobiles



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Total Merchant Services (TMS) is a Member Service Provider for: Regions Bank, Montgomery, AL
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